Why Direct Bancard?

Since we know all of a merchants concerns and are sensitive to those concerns, we chose to go the extra mile by providing the following services:

60 days no obligation. You can cancel without penalty within 60 days if you are not satisfied.
We share the cost of terminals with you or pay in full (based on volume).
We share cancellation fees or pay them in full for you (based on volume).
24/7 Customer service & technical support
FREE cutting edge online reporting system that includes: 24/7 access to transactions, batches, & charge backs.
No set up fees
No annual fees
No Junk fees!
Updated & Federally and PCI compliant terminals.
You will be assigned a personal representative specifically for your account that you can call anytime should there be an issue or concern. No need to dial a 1-800 # with a random person each time and explaining yourself over and over. (9:00pm-5:00pm Eastern Standard time)
In house underwriting for quicker set up and approval
Free customized receipts, Auto batch.
Ready to ship replacement terminals from our warehouse incase of a technical issue. We don't want you to go one day without accepting cards.

Why Accept Credit Cards?

Merchant accounts allow you to accept all forms of payment. You'll increase your sales while creating repeat business and customer loyalty. Here are some other important reasons to get a merchant account:

Increased Sales

Statistics show that credit card consumers spend 2.5 times more than customers who pay with cash.

Impulse Purchases

Credit cards give customers the ability to spend freely on previously unplanned purchases. People spend on impulse with a credit card.

Larger Customer Budgets

Credit cards allow customers to purchase merchandise they may otherwise be unable to afford such as high ticket items.

How it Works

We make the set up process effortless and simple for merchants.

Here are the easy steps involved:

We will provide a Statement analysis if your business already accepts credit cards and show how we can increase your bottom line with our pricing. If you aren't already accepting credit cards we will send you a fee Schedule and application outlining our fees. Guaranteed best pricing or we'll pay you $500.00
We help you choose the terminal or software that would be best suited for your business.
Complete and sign 2 page application over the phone with one of our representatives, attach a voided check, sign fee schedule, and provide most recent month merchant statement (if currently processing). Be sure to obtain an account verification letter from your bank if your check is a starter check.
Approval process takes roughly 48 hours or less. Upon approval your terminal will be shipped to you by standard mail unless you request overnight shipping.
When you receive your terminal it will be ready to process, all you have to do is plug it in and connect the phone line. If you are reprogramming your current terminal, we will contact you when you're approved and walk you through the 15-20 minute reprogram. We recommend the reprogram to be done at an off time to avoid interruption of your business. If you are reprogramming your POS or software, we will need to know the software type and vendor contact information. We must correspond with your POS vendor to create a new download file. This process can take up to 7 days but will not interrupt your business at all. If your vendor needs to come out to your business and do the re-program, they may charge you. Please ask your Direct Bancard representative for more details on POS reprograms.
If you are a new merchant, we will train you on how to use the terminal over the phone and run a test to make sure you understand the functions of your new terminal(s).
Your funds arrive in 24-48 hours after a batch. The funds will be routed to the account in which you provided a voided check for. You can always change this account and change business name with no penalty.

Switching to Direct Bancard

Before you cancel with your previous processor we make sure that you are up and running with us. After all terminals are installed or reprogrammed, we can send a cancellation notice on your behalf to your previous processor, or you can cancel yourself.

NOTE: You must be sure that any terminals that belong to your previous processor are returned to them according to their requirements and contract to avoid penalty or costs. Also be sure of your cancellation fee with them, sometimes cancellation fees can be your average fees times the remaining term which can be a huge amount in some cases. Your Direct Bancard representative will be happy to review your contract for you to make sure you aren't assessed any extra penalties or costs. We do not offer legal advice and any advice or counsel should not be taken as legal advice or counsel.